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How to Play Soft 17 in Online Live Dealer Blackjack

Last updated: 14.11.2025
Nathan Williams
Published by:Nathan Williams
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For seasoned players in Nigeria, 'blackjack soft 17' is a term you've likely come across. Many players often get confused about whether to stand, hit, or double down when faced with this hand. This guide is here to break down this blackjack strategy in detail and show you how to play it correctly in Nigerian online casinos.

What Exactly is a Soft 17 Hand?

In any game of blackjack, a soft 17 (or S17) is a hand that includes an Ace counted as 11. For example, a hand with an Ace and a 6 is considered a soft 17. The same applies to hands like Ace + 3 + 3, or Ace + 2 + 2 + 2.

Essentially, the best strategy for an Ace + 6 hand is different from a hand totalling 17 made up of a 10 and a 7. While both add up to 17, the Ace + 6 hand is soft because the Ace can be changed to a 1 if needed, whereas the 10 + 7 hand is a 'hard' 17.

The flexibility an Ace offers is crucial at the blackjack table. Since it can be valued as either 1 or 11, it gives you more options to adjust your hand total.

How to Play Your Soft 17 Hand in Nigerian Casinos

As mentioned, many players are unsure about the best move when dealt a soft 17. Don't stress! Here's what the standard strategy suggests:

  • Don't stand on S17.
  • Double down against the dealer's upcard showing 3 through to 6. In a single-deck game, you can extend this to doubling down when the dealer shows a 2 through to 6.

For clarity, 'standing' in blackjack means keeping your current total and ending your turn. 'Hitting' involves asking the dealer for another card. Be careful, though – exceeding 21 means you bust and automatically lose.

Why You Shouldn't Stand on Soft 17

The basic blackjack strategy against this hand at a live online casino is never to stand, regardless of the dealer’s upcard. While most players believe that standing on a 17 is a good move, it’s actually the opposite because you may end up losing more money than hitting.

Still not convinced, right? Okay, some casinos require the dealer to hit a soft 17. Reason? The house edge increases tremendously. So equally, the player should hit at S17 rather than stand.

Doubling Down on S17

Many novice blackjack players don’t double down because they understand nothing about this strategy. But here is the thing; you should double down to induce more funds on the table, as the croupier is more vulnerable to busting at this stage.

In a multi-deck game, you should double down if the dealer has a low-value upcard ranging from 3 to 6. For a single-deck game, always double down if the upcard is 2 to 6.

How the Soft 17 Rule Affects the House Edge

First of all, the house edge is the advantage in percentage that the house has in all wagers you make. So, suppose the blackjack game has a 0.50% house advantage; it means the house will walk away with $0.50 on every $100 wager you make. Note that this is whether you win or lose.

Now, if your average bet size is $30 playing 50 hands per hour, you need to calculate your expected loss per hour. Below is the math:

$30/hand x 50 hands/hour x 0.50% = $7.50/hour

With these numbers in mind, the dealer hitting S17 increases the house advantage by at least 0.2%. As small as this number might be, it increases your hourly loss to around $10.50, going by the example above.

Comparing Soft 17 and Hard 17 Strategies

What is Hard 17?

Hard 17 is a blackjack hand that does not contain an Ace counted as 11. It could be a combination like a 10 and a 7 or a 9 and an 8. The 'hard' part implies that the hand has a fixed value; hitting on a Hard 17 carries a high risk of busting.

  • Strategic Approach: Playing a Hard 17 requires a more conservative approach. The standard strategy in most live online blackjack games is to stand on a Hard 17. The risk of exceeding 21 is too high to justify taking another card, and standing gives you a chance to win based on the dealer's hand.
  • Understanding Dealer Rules: It's also vital to understand how the dealer plays a Hard 17, as this can influence the overall house edge and your strategy.

Dealing with Soft 17 and Hard 17

  • Soft 17: Given its flexibility, players often choose to hit when dealt a Soft 17, seeking to improve the hand without the risk of busting. The strategy can change based on the dealer's visible card, with players sometimes standing if the dealer shows a weaker hand.
  • Hard 17: Conversely, the strategy for a Hard 17 is typically more conservative. The common advice is to stand, as the risk of busting is high with any additional card. The strength of the dealer's hand can influence this decision, but standing is usually the safest bet.

Adapting your gameplay based on whether you have a Soft or Hard 17 is a key skill in live online blackjack. It influences both the immediate decision-making and overall gameplay strategy.

Conclusion

Up to this point, you now know a few things about the soft 17 rule. However, it takes more than just reading on paper to master this strategy. So, start by sharpening your skills on the free demo versions before risking anything in a live dealer room.

FAQ

What is a Soft 17 in Live Dealer Blackjack?

In live dealer blackjack, a Soft 17 is a hand that includes an Ace and a 6. The Ace can be counted as either 1 or 11, giving the hand a total of either 7 or 17. This flexibility impacts how you might choose to play the hand.

How Should I Play a Soft 17 in Online Blackjack?

Generally, it's a good idea to hit when you have a Soft 17. The Ace's flexibility means you have a decent chance to improve your hand without going bust. Consider the dealer's upcard as well to make the best decision.

Does the Dealer Stand on Soft 17 in Live Blackjack Games?

It varies depending on the specific live blackjack game. Some games require the dealer to stand on all 17s, including a soft 17, while others require the dealer to hit on a soft 17. Always check the game rules before you start playing.

Is Doubling Down on a Soft 17 a Good Strategy in Live Dealer Blackjack?

Doubling down on a soft 17 can be a smart move, especially if the dealer's showing a weak card (like a 3, 4, 5, or 6). This gives you a chance to potentially win more when the dealer is at a disadvantage. Remember to gamble responsibly.

How Does the Soft 17 Rule Affect the House Edge in Live Blackjack?

If the dealer has to hit on a soft 17, it slightly increases the house edge. So, in general, games where the dealer stands on all 17s are a bit more favourable for the player. Always be aware of the rules before you play in Nigeria.

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